Understand your risk.
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Fire Risk

Wildfires are uncontrolled fires that spread rapidly across landscapes, fueled by dry vegetation, wind, and heat. These destructive events can devastate homes, businesses, and natural ecosystems, particularly in regions prone to droughts, high temperatures, and strong winds. The frequency and intensity of wildfires have been rising due to climate change, making it more critical than ever to understand and mitigate potential damage of wildfire risk associated with your property.

Flood Risk

Flooding is a natural disaster that occurs when water overflows onto land that is normally dry, often due to heavy rainfall, snowmelt, or rising sea levels. Floods can cause significant damage to homes, businesses, and infrastructure, particularly in areas with poor drainage, low-lying regions, or proximity to rivers, lakes, or coastlines. As climate change drives more extreme weather patterns, the frequency and severity of floods are on the rise, making it increasingly important to assess flood risks when considering property investments.

Earthquake Risk

Earthquakes are sudden, violent shakes of the ground caused by the movement of tectonic plates beneath the Earth’s surface. These natural disasters can cause significant damage to buildings, infrastructure, and landscapes, with the potential to disrupt entire communities. In regions near fault lines, earthquake risks are a critical factor in assessing property safety. Earthquakes can strike without warning, and their impact is often amplified by aftershocks and secondary effects like landslides or tsunamis.